FAQ: Car Accident With Uninsured Drivers in Virginia

Q: I was involved in a car accident with an uninsured driver in Virginia. What can I do? 

Being involved with an uninsured driver can be frustrating, but there are a couple things you can do: 1) File a claim with your insurance company or 2) Personally take the uninsured driver to court.

If you have coverage through your own insurance company for uninsured drivers, all you have to do is file a claim. However, make sure that your insurance company doesn’t try to low ball you and offer a small amount to cover damages. If that’s the case, you may want to consider consulting with a Virginia car accident lawyer.

If you don’t have coverage for uninsured drivers, your next option is to file a small claims suit against the other driver. Keep in mind that the most that you can sue for is $5,000 in the state of Virginia. If your injuries and damages fall in the range of $4,500 to $25,000, you can file a claim with the Virginia Circuit Court.

While most states have made it mandatory to carry auto insurance, Virginia is one of the few states that allows some drivers to simply pay a $500 fee and go without insurance. If a person decides to pay this fee but is involved in a car accident, he/she is still personally liable.

Have you been involved with an uninsured driver in Virginia? Contact an experienced Richmond car accident lawyer to help you with your case. 

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